The Employees State Insurance Act, 1948 is devised so as to provide social protection to workers  in contingencies such as illness, long term sickness or any other health risk due to exposure to employment injury or occupational hazards. ESI Act is the first of its kind in India as it introduces the compulsory insurance of a specified class of wage earners against certain inevitable risk and to uphold the human dignity of fellow feelings in contingencies, such as death, disease or physical disability. Employees' State Insurance Corporation i.e. ESIC is a Government body formed by the Ministry of Labour and Employment, India which dedicatedly operates under this Act.
 
 
APPLICABLITY
1.       This Act is extended in area wise to factories using power and employing 10 or more persons and non-power using manufacturing units and establishments employing 10 or more person upto Rs 21,000.00 per month .
2.       It has also been extended upon shops, hotel, restaurants, roads, motor transport undertaking,equipment maintenance staff in hospitals
3.       The  factories and establishments shall continue to be administered by this Act despite the number of persons employed therein at any time falls below the aforesaid limit
4.       Employees employed by a contractor are directly covered under ESI Act and the Schemes thereto
 
COVERAGE
The ESI Act covers employees earning wages upto Rs. 21000.00 per month, engaged either directly or through contractor
 
BENEFIT
Therapeutic, sickness, extended illness for certain disease, enhanced sickness, old age care dependents, maternity, beside funeral expenses, rehabilitation allowance, medical advantage to insured person and his or her spouse, medical bonus & Physical Aids